There’s really no strict definition of financial maturity to benchmark ourselves against, but there are certain things we should be able to check off. How many times are we told to “act like an adult”, “grow up” or “get a bit of maturity”… whatever that means. Whether it’s behaviour, humour, manners or lifestyle, there’s a level of… Read more »
Women have very different superannuation needs to men, but many don’t realise this or know how to plan for their super. It’s time for women and superannuation to get better acquainted. There are two key variables that mean women have different financial needs in retirement compared to men: they live longer, but they don’t earn… Read more »
Australians are divorcing later in life more than ever before, with many struggling to get back on their feet financially after a split. It’s not just Bill and Melinda Gates. Grey divorce rates are soaring, with the ABS recording big jumps in the number of men and women divorcing aged 50 and above. Apart from… Read more »
If you want to skyrocket your finances, then these simple tips will help you to reach your goals. It’s not rocket science, but it works. No matter where you are in your financial journey, you can make improvements to help you reach, or even exceed, your financial goals. There’s no better time to start than… Read more »
Greater Sydney is in its seventh week of lockdown, with no clear end in sight. The situation calls for support both for businesses and households suffering severe income loss in the weeks ahead. By Peter Whiteford, Crawford School of Public Policy, Australian National University and Bruce Bradbury, UNSW Greater Sydney makes up about one-fifth of… Read more »
If you can’t get comfortable with risk, opportunities to grow your wealth are greatly reduced. Because when it comes to investing, the bigger the risk, the bigger the reward. “When confronted with the sharemarket moving up and down, there’s a perception that it’s just too risky,” says Julia Lee from Burman Invest. “There’s a reason… Read more »
Financial family planning is perhaps the less ‘sexy’ side of starting a family, but it’s really critical if you want to raise a happy one. Your life changes in a big way when you have kids. Sleep becomes a luxury, diapers a daily ritual and seeing your children grow each day gives you more joy… Read more »
Balancing the family budget is one of the toughest tasks for any household. So, finding and fixing financial leaks will make it so much easier. It’s the great Australian squeeze: prices keep going up but wages growth isn’t keeping pace. No matter how tight a ship you try to run, there always seems to be… Read more »
I’d like to urge you – in the nicest possible way – to consider what will happen to your estate when you die. Yep, dead. Carked it. Fallen off the twig. I’m not being morbid or funny, but it is going to happen some time and often you don’t have any say in what happens… Read more »
One in four Australians have been the victim of identity crime at some point in their lives. It’s a scary stat, and the threat of identity theft is something we all need to be vigilant about. You may not think someone would want to steal your identity, but you’d be wrong. Details such as your… Read more »
