Looking to set some financial goals? Remember, it’s all about a change in behaviours and creating achievable financial habits to get you there. Money doesn’t buy happiness but it can certainly help. And the key is building healthy financial habits. These are the daily, weekly monthly and yearly practises that you do without fail. After… Read more »
Making sure your kids get a great financial education can go a long way to helping them become successful as an adult. With a bit of luck, it could even make your kids rich. All parents are responsible for helping their kids learn the ways of the world. But while most of us are pretty good… Read more »
I’ve found it’s actually our basic psychology that pushes us to make bad decisions with money. But you can hack the system… The more research and work I do with people around money, the more I realise we’re actually hard wired to be unsuccessful. We’re destined for failure from the start and actually have very… Read more »
It may not feel like it but, it’s official, the average Australian has never been richer… on paper at least. Before I go through the figures, I should point out that Aussies are asset rich but cash poor. The value of their superannuation and houses have skyrocketed, but not their wages. That’s why you don’t… Read more »
No matter where you are in life, partnering with a good financial adviser will help to set and achieve your financial goals. But with over 15,000 advisers operating in Australia, finding someone with the right combination of trustworthiness and expertise can be tough. Here are five tips to get things started and give yourself your… Read more »
So many people spend more money than they have, for just as many different reasons. Coming to terms with what those reasons are is the first step in building a personal finance plan that you can stick to. Spending money is fun and it can make us feel powerful, sexy, in control and in charge.… Read more »
While the term “debt” can make most Aussies cringe and run in the opposite direction, there are a number of ways you can use debt to your advantage and build wealth. It may sound like the biggest oxymoron in history, but it’s true – if done responsibly and with the right guidance. Remember though, before… Read more »
Your credit score is vitally important for you and your financial health and wellbeing. Why? Because it is one of the key attributes lenders use to determine whether or not they’re going to offer you finance, and at what rate. “Ultimately, it can make the difference between you getting the finance for your dream home… Read more »
It comes around every year. When our attention turns to the fiscal fiend and the amount of tax he has slugged us. Naturally, as good citizens, we don’t mind paying the right amount of tax but we are damned if we are going to pay a penny more than we have to. The problem is… Read more »
The concept of ‘Buy Now, Pay Later’ (BNPL) has revolutionised consumer behaviour across the world. At last count, up to 30 per cent of the Australian population had an account with at least one of the 5000-plus suppliers offering BNPL services. Afterpay was the most prominent, accounting for 73 per cent of the market. The… Read more »
