The continuing low interest rates has reignited the debate. Should you pay off your mortgage or invest? Mortgage interest rates are now around 3% and likely to go down further, so if you’re living the Australian dream and own your own property, your mortgage repayments could be less of a financial burden now than they once… Read more »
We all know people we’d call ‘born negotiators’. The ones who seem to be able to wheel and deal their way through life. However, as David Koch points out in this week’s show, most of us aren’t like that at all. Instead, we’re intimidated by the mere thought of approaching our boss or a store… Read more »
Humans are creatures of habit, and unfortunately when it comes to money many of us have picked up a few bad traits over the years. Our money mindset can really make a difference to our life. However, we all have the power to change, and if you make an effort to ingrain positive financial habits into your life chances are… Read more »
Whether you’re buying a home or a car, taking out a business loan or applying for a credit card to help flatten the monthly cash flow, applying for and accessing credit is part of life – and often essential for businesses to grow. Being actively aware of your credit score, and knowing how you can improve… Read more »
These strategies to get a pay rise have been put to the test time and time again. I’ve used them as a blueprint in our coaching sessions with women in preparing them to renegotiate their salaries; and the results have astounded even us. Time and time again we’ve seen that with the right strategy, the… Read more »
Whether it’s for a home or car or to invest in your business, getting credit is part of life. Knowing how your credit score is calculated is really important – so let’s break it down in simple terms. We all know that we have a credit score: that magical number that can determine our financial… Read more »
Money has never been cheaper. So use this opportunity to reign in your debt monster. The Reserve Bank this week cut the official interest rate for the second consecutive month to a historic low of 1 per cent. While the banks haven’t passed on the full rate cuts they have slashed borrowing (and savings) rates.… Read more »
