Non-cash benefits that rival a pay rise
Your Life

Non-cash benefits that rival a pay rise

- November 24, 2021 3 MIN READ

If the boss knocks back your request for a pay rise, here are some non-cash benefits to ask for instead. I’ve talked about how to ask the boss for a pay rise, but it can be a long shot in the current climate. Many businesses are rebuilding after being financially decimated by lockdowns. That doesn’t… Read more »

Hot property market is cooling.
News

Is the hot property market starting to cool?

- November 19, 2021 2 MIN READ

I’m starting to get a lot of anecdotal evidence that the hot property market, particularly in Sydney, is cooling. Last weekend the combined capitals auction market experienced its second busiest week of the year, with 3,562 homes taken to auction – up 8.2 per cent. This week properties for sale are up again to 3,810.… Read more »

Signs of peak greed
News

Are we seeing the warning signs of “peak greed”?

- November 12, 2021 2 MIN READ

Warren Buffett has been very busy selling shares and switching to cash, indicating that he thinks the sharemarket is at “peak greed”. Buffett is regarded as one of the world’s best investors. The 91 year old runs an investment company called Berkshire Hathaway based in Omaha, Nebraska… he’s known as the Oracle of Omaha. I… Read more »

Set yourself up for a pay rise
Your Life

How to set yourself up for a pay rise

- November 12, 2021 2 MIN READ

Asking your boss for more money isn’t a casual conversation. Instead, to get that pay rise, you need a careful plan and strategy. It is a delicate time right now. Most bosses have been through almost two years of financial hell with lockdowns sending many of them broke. If they’ve survived they are trying to… Read more »

How to tell when you have enough money
Your Money

How to know when you’ve got ‘enough money’

- November 10, 2021 3 MIN READ

What does ‘enough money’ mean? In truth, there’s no magic number, but there are ways to tell if you have enough for you. Most Australians dream of being rich. To be so ‘well off’ that they don’t have to worry about money. They idolise celebrities who seemingly have it all. They try to keep up… Read more »

Fixed rate home loan
News

Is it time to fix your home loan rate?

- November 5, 2021 3 MIN READ

Yesterday Westpac hiked its fixed rate home loan for the second time in less than two weeks, and today the CBA followed suit. Which begs the question: Is it time for a fixed-rate home loan? Three-year fixed-rate mortgages are tied to market rates of that term because banks borrow or hedge interest rate risk at… Read more »

5 sharemarket lessons
Your Money

5 things to remember about the sharemarket

- November 4, 2021 3 MIN READ

Learning the big sharemarket lessons needn’t cost you your savings. On any given day, week or month, share prices are affected by variables that are outside an investor’s control. When those variables make the sharemarket go up, we celebrate. But when things are down, many panic and start offloading their shares in an attempt to… Read more »

Women financial problems that are unique to them
Your Life

4 financial problems that only women face

- November 2, 2021 3 MIN READ

If dealing with *everything* women tackle wasn’t already enough, there are certain ‘women’s financial problems’ they have to manage, too. I’ve always been passionate about encouraging women to take an interest in their money, rather than taking it for granted or surrendering the responsibility to a partner. Having seen friends struggle to make ends meet… Read more »