5 things that self-made millionaires do differently
Thinking of joining an MLM as your side hustle? Read this first
10 business lessons from a lemonade stand
Lately, people have been telling me they’re considering adding a small dwelling to their backyard… either to generate rental income or to give their grown-up kids a place to live. Despite rising construction costs and higher interest rates, relaxed planning laws are making these builds easier than they once were. But is adding a granny… Read more »
The rush you feel when clicking “buy now” or tapping to pay isn’t just excitement – it’s chemistry. A hormone and neurotransmitter called dopamine is released, rewarding us with a little hit of happy… it’s like a gold star for achievement. “Well done, good job,” it whispers as we walk out of the store, shopping… Read more »
When our kids were younger and still living at home, our pantry was stocked with no-name products. Buying generic has long been a supermarket savings hack in the Koch family. I assumed everyone else’s cupboards and fridge looked much the same … But it turns out more than half of Australians are missing out on… Read more »
With interest rates on the rise again, so are your loan repayments … and that’s a big hit on your family budget. So, now is the time to look at better managing your debt and trying to reduce your most expensive loans. Credit card debt can be a tough burden to carry, especially when unnecessarily… Read more »
Millions of Australians are set to pay hundreds more each year for their private health insurance, after the Federal Government confirmed the largest round of premium increases since 2017. From 1 April, private health insurance premiums will rise by an industry average of 4.41 per cent. The average increase has come in well above the… Read more »
Governments across all levels are spending at record levels … That record spending was justified during Covid because it stopped the economy from plunging into a Depression. The problem is that this level of spending has continued even as the economy has returned to normal. As a result, inflation has surged again and interest rates… Read more »
According to property giant Ray White, over the past 25 years, property sales levels have moved through repeated boom and bust cycles, ranging from fewer than 380,000 sales a year to more than 580,000. Ray White chief economist, Nerida Conisbee, says volumes spike when financial conditions and confidence improve and collapse when they tighten, regardless… Read more »
The Reserve Bank is under pressure to lift interest rate. The much-anticipated December quarter inflation rate was a shocker. And when the Reserve Bank Board meets on Tuesday 3 February, they will have to seriously consider raising official interest rates. It’s not just the actual figures that would be concerning the RBA, it’s more the… Read more »
In debt? You are not alone. But with fears of interest rates on the rise, you need to be careful. Compare the Market monitors credit card and Buy Now Pay Later use through its Household Budget Barometer survey. According to the latest survey, Gen Xers are the most likely to carry credit card debt (31… Read more »
It’s that time of year again – the school holidays are at the “I’m bored” stage, and parents, while quietly looking forward to their kids returning to school, are also bracing for the cost. I feel for them, because this annual spend goes well beyond pencils and notebooks these days. When our kids were at… Read more »
