You’ve been saving hard for a deposit for your first home and reckon you’re just about ready to buy. But are you? It pays to remember the loads of extra costs of buying a home. In this week’s show, Sally Tindall from RateCity talked us through the many additional costs to look out for. Spoiler… Read more »
Interest rates in Australia are still at an all-time low and a number of new digital lenders have entered the market. Which makes this the best time to look at your current financial situation and take action to pay off your mortgage faster. The quicker you pay your loan, the closer you’ll be to reaching… Read more »
Whether you’re buying a home or a car, taking out a business loan or applying for a credit card to help flatten the monthly cash flow, applying for and accessing credit is part of life – and often essential for businesses to grow. Being actively aware of your credit score, and knowing how you can improve… Read more »
Whether it’s for a home or car or to invest in your business, getting credit is part of life. Knowing how your credit score is calculated is really important – so let’s break it down in simple terms. We all know that we have a credit score: that magical number that can determine our financial… Read more »
Amid the heartbreak of losing or facing the loss of a loved one, having to deal with the ongoing demands of everyday life adds another layer of stress, especially when it comes to your mortgage. The Commonwealth Bank (CBA) has sought address that concern, launching an Australian first that covers mortgage repayments for up to… Read more »
Australians started borrowing again before Christmas, with the value of new home loans up by 4.4% in December (seasonally adjusted), while personal fixed term loans rose by 3.5% according to data released today by the Australian Bureau of Statistics. The value of mortgages to owner-occupier rose by 5.1%, an eight-year high, and 17.9% over the… Read more »
Do you remember the last time you checked your home loan to see if it’s still the best value option for you? Are you still on the lowest interest rate? Does it offer you the kind of flexibility you need at this stage of your life? Chances are, you could easily access a better mortgage… Read more »
