What exactly is mortgage stress, and how can you overcome it without losing your home? With the Reserve Bank of Australia (RBA) signalling that interest rates are anticipated to rise in 2024, many banks and home loan providers have started to shift their own fixed rates. Many of these changes have seen these financial institutions… Read more »
We could all use a little extra cash for Christmas and it’s actually pretty easy to earn some. By Alex Soulopoulos As Christmas gets closer, most of us see our bank balances drop significantly as a result of exxy family presents and a few too many late-night dinners and cocktails. This year you won’t be… Read more »
Each week we ask a question to help you focus on an area of your finances that might need a closer look. This week: Do you have a five-year financial plan? Do you know roughly how much you’ll be worth in five years time? You should! Five years may seem like a time in the… Read more »
Even if you’re with somebody who in all other aspects is wonderful, having a partner who doesn’t pay their fair share is the worst. By Georgie Koch Ah, love. Ain’t it grand? Relationships are great but when you’re in one, old or new, bringing up sensitive topics always creates tension. And in this day and age,… Read more »
Financial planner Dave Ray acknowledges that we all do ‘stupid shit’ with money. He shares his own list and wonders what you’d put on yours… We all do dumb stuff with our money. Even when we understand the mistakes we should avoid, we still make them. This list is compiled not just from what I… Read more »
What’s the difference between general and personal financial advice? And how do you know which kind to seek out? You think you need financial help, but reckon you can go it alone. After all, there’s so many podcasts, blog posts 🙋♂️, YouTube videos and books that can help you do it all without a financial… Read more »
The FIRE movement says you’ll retire in your 30s, but you have to work super hard to make that happen. FIRE stands for Financial Independence, Retire Early and the goal is to budget, save and invest aggressively so you can retire as quickly as possible. “Aggressively” means exactly that: you’ll need to save at least… Read more »
Creating a healthy money mindset comes from first understanding and developing a good relationship with money. It’s not something that we often take the time to do, but if you sit down and trace back where your money habits first come from, you’ll have a much better understanding of where you’re heading financially. To start… Read more »
Once you learn how to effectively manage your bills, you’ll no longer need to fear your inbox or mailbox. Such a relief. We all know that sinking feeling when an unexpected bill arrives and throws the monthly budget out the window. It’s tough metaphorically driving around with the fuel lamp flashing, knowing you’ve got nothing… Read more »
The fast-track way to achieve financial goals is to set them in line with your core values. Then it’s just a matter of stepping your way to success. When you set goals this way, you are better positioned to get the most from the money you have. It’s far easier to keep to a budget… Read more »
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