5 things that self-made millionaires do differently
Thinking of joining an MLM as your side hustle? Read this first
10 business lessons from a lemonade stand
Do you know if you’re on track for a comfy retirement? How much super should you have in your account already? And what should you do if there’s a gap (because trust me, there’s probably going to be a gap)? Not many 20-year-olds get their first job and think, “Yippee, I’m on my way to… Read more »
If you live together and you split, your ex could file a legal claim for up to half your superannuation. Even if you’re not married. Moving in together is an exciting time for people in relationships. Likely the last thing on your mind is what might happen in the event of a breakup. But it’s… Read more »
You don’t have to make contributions to your superannuation when you’re self-employed. But if you don’t have a sensible super strategy, you’re probably not going to love retirement. Firstly, congratulations. Taking control of your life by working for yourself is commendable. I salute you, because I know it’s not the easiest of paths to take.… Read more »
Salary sacrificing can be an attractive way to buy the stuff you need while reducing your taxable income. But it’s not necessarily for everyone. Salary packaging can be a complicated thing to get your head around. Whether it’s right for you depends on your income, work arrangements, buying habits and even your retirement plans. What… Read more »
The gender pay gap currently stands at 14.2 per cent. It has a knock-on affect for women across every stage of life. Each year Equal Pay Day is marked on the calendar. It’s the date that represents the number of extra days a year that women need to work to earn the same average annual… Read more »
Nobody wants to be poor in retirement, especially if you’re living the good life now. Which is a significant part of the problem… We’re generally pretty bad at thinking ahead. It’s human nature to care more about our immediate satisfaction and happiness than making sacrifices for the benefit of some vague point in the distant future.… Read more »
Thirteen of Australia’s 80 closely-regulated MySuper superannuation funds have failed the APRA performance test. There’s a fair chance you are among the one million people in them. The results were made public on Tuesday and handed to the funds on Monday. From here on — for the people who run those funds — it’s about to… Read more »
Each year your superannuation statement is one of the most important bits of paper you’ll receive. Here’s our jargon-free guide to help you read your super statement to ensure your fund is delivering what you need. The average Australian is among the richest in the world. Why? Because of the value of their home and… Read more »
Research group SuperRatings have completed a fascinating, and important, lesson into the cost of panicking in a crash. I know sharemarket crashes are stressful, but history tells us that those that keep their nerve come out winners. SuperRatings has proved the point. They looked at the impact of switching out of a balanced or growth… Read more »
Women have very different superannuation needs to men, but many don’t realise this or know how to plan for their super. It’s time for women and superannuation to get better acquainted. There are two key variables that mean women have different financial needs in retirement compared to men: they live longer, but they don’t earn… Read more »
